Welcome to Texas Property Insurance
Protecting Texas Real Estate, One Property at a Time
Texas Property Insurance is your trusted partner in safeguarding Texas real estate, specializing in comprehensive insurance solutions for commercial and residential properties.
Robust Coverage
Protect your property with specialized policies that adapt to your unique needs
Cost-effective Solutions
Save money while safeguarding your real estate investments
Expert Service
Experienced team that understands the complexities of industry-specific insurance
25
YEARS OF
EXPERIENCE
INTRODUCTION ABOUT US
Niche-Focused on Real Estate Insurance
We specialize in real estate insurance, providing tailored solutions for property owners and managers. Our deep industry knowledge allows us to offer unique programs designed specifically for…
- apartment buildings
- condominium associations
- single-family rental homes
- office buildings
- schools
- churches
- industrial facilities
Niche expertise means you get precise, customized coverage. Trust us to protect your properties with the focus and insight only a specialized insurance partner can provide.
WHAT WE OFFER
Real Estate Risks
Property Protection
Property insurance for real estate owners and managers includes critical coverages to protect their assets. Building Coverage insures the physical structure against damage from risks like fire, wind, and vandalism. Contents Coverage protects items inside the property, such as furniture, appliances, and equipment. Additionally, Loss of Rent Coverage ensures income is protected if tenants cannot occupy the building due to covered damage, providing financial stability during repairs.
Liability Coverage
Liability insurance is essential for real estate owners and managers to protect against legal claims. General Liability Insurance covers bodily injury or property damage that occurs on the property, such as slip-and-fall accidents. Errors & Omissions Insurance (E&O) protects against claims of negligence or mistakes in professional services, like leasing or property management. For broader protection, Umbrella Liability Insurance offers additional coverage above the limits of standard policies, ensuring you’re safeguarded from large or unexpected claims.
Risk Management
Effective risk management is vital for real estate owners and managers to safeguard their properties and financial interests. It starts with identifying potential risks, such as property damage, tenant injuries, or natural disasters, and implementing strategies to mitigate them. This includes securing comprehensive insurance coverage, maintaining regular property inspections, and ensuring that safety protocols are in place to prevent accidents. Additionally, proactive risk management helps reduce liability exposure and ensures business continuity in the face of unexpected events.